Book a discovery call Client portal

BUILT FOR THE HOME STRETCH.

Prepare. Empower. Thrive.

Book a discovery call → See our approach

5 & 5Years that matter most

All sidesYour money & your lifestyle

No gatekeepingAdvice you can reach

The mission

To prepare and empower our clients to thrive throughout their financial journey.

Retirement may be the destination — but we deserve to thrive now, too.

Looking up at palm trees against the sky in Oceanside, California

Why 10/28 · Where we plant our flag

Common-sense preparation, planning & care.

EVERYONE deserves to retire with confidence & clarity. We work with people who are serious about getting there — households approaching retirement or already in it, who want real planning and a real relationship. If a big firm made you feel like you weren't worth their time, or you expect more than you're getting, you're exactly who we built this for.

Serious about retiring with confidence, and ready to plan for it deliberately.
You matter to us. You'll work directly with the Founder — never reassigned to junior advisors.
For clients who want real partnership: personalized service and deeper relationships, not Wall Street theater.
No corporate interests or hidden agendas. We exist simply to serve you.

Our core values

01

Rooted in Integrity

Transparency and honesty guide every recommendation. Our success is measured solely by your financial success, peace of mind, and satisfaction.

02

Belief in the Possible

A commitment to look beyond limitations. We work with you to turn goals into outcomes — because the future can be better than the present.

03

Grateful

We honor your trust, we honor your time, and we appreciate the opportunity to serve you.

See the full approach →

Explore

Go deeper.

01 — The firm

About

A name that means something, a mission to match, and the people behind the planning.

Learn more →

02 — How we work

Approach

Your money and your lifestyle, planned together — and a clear process from first call to ongoing care.

Learn more →

03 — The concept

The Red Zone

The most important window in your financial life — the five years before retirement, and the five after.

Learn more →

04 — The idea

Optionality

Wealth measured in choices — why we plan to keep your options open.

Learn more →

Let's talk

Let's plan your home stretch.

Thirty minutes, no pressure, no obligation. Just straight talk about what matters to you, whether we can help you get there, and what that looks like.

Book a discovery call → Email us

Important disclosures

Transparency, on purpose.

Your trust comes first. Review our disclosure documents any time — we keep them current and easy to find.

1028 Wealth Management LLC is an investment adviser registered with the State of California, CRD #342685. Registration does not imply a certain level of skill or training. Advisory services are offered only to residents of states in which the firm is registered or is excluded or exempted from registration requirements.

The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, 1028 Wealth Management LLC (referred to as "10/28 Wealth Management") disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. 1028 Wealth Management LLC does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall 1028 Wealth Management LLC be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if 1028 Wealth Management LLC or a 10/28 Wealth Management authorized representative has been advised of the possibility of such damages. In no event shall 1028 Wealth Management LLC have any liability to you for damages, losses and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such an offer, solicitation, or recommendation would be unlawful or unauthorized. Past performance is not indicative of future results.